Credit Card Calculator

This tool helps you calculate how long it will take to pay off your credit card or how much you need to pay monthly based on your balance and interest rate.

Credit Card Balance

Total amount currently owed on the card.

Credit Card's Interest Rate (%)

Annual Percentage Rate (APR) charged by your credit card issuer.

Calculate By

Choose whether to calculate based on monthly payment or desired months to payoff.

Payment per month

Amount you plan to pay every month.

Credit Card Calculator

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