Interest Calculator

A tool to estimate your monthly mortgage payments, interest costs, and related expenses.

Home Price ($)

Total price of the property being purchased.

Down Payment

Amount or percentage you pay upfront before the loan.

Loan Term (Years)

Length of your mortgage in years (e.g., 15 or 30).

Interest Rate (%)

Annual fixed interest rate charged on the loan.

ZIP Code

Property location, used for estimating taxes.

Credit Score

Your estimated credit rating, affects loan rates.

Property Tax / mo ($)

Estimated monthly property tax amount.

Homeowner's Insurance / mo ($)

Monthly cost to insure your home.

PMI / mo ($)

Private Mortgage Insurance if down payment is small.

HOA Fees / mo ($)

Monthly fee for Homeowners Association, if applicable.